Using a credit card when shopping online could add another security layer for consumers concerned about identity fraud, it has been suggested.
A spokesperson for government-funded organisation Consumer Direct advised shoppers to use this form of borrowing when making larger purchases on the internet .
In addition to using up-to-date protection software and being aware of site security when conducting online transactions, those making purchases worth more than £100 should consider using a credit card, he added.
The spokesperson explained that under section 75 of the Consumer Credit Act, credit card firms are made "jointly and equally liable" when online shoppers use a credit card to pay for goods over £100 online.
"It gives you extra consumer protection," he said, adding that people who are concerned about the security of online transactions should check their bank and credit card statements frequently.
"Contact your bank immediately if you think your details have been disclosed," the spokesman concluded.
According to the Office of Fair Trading, more than 20 million consumers shopped online over the last year, with almost a third spending in excess of £1,000.
News Side
Credit cards 'could offer extra security online'
Fri, 07 Dec 2007
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